Proper Maintenance: The Key to Productivity & Efficiency
The program, “Proper Maintenance: The Key to Productivity and Efficiency” will explore the routine maintenance required for keeping your equipment in top operating condition. The workshop will not only discuss the drycleaning machine maintenance, but will also explore: pressing equipment, compressors, and even boiler maintenance.“
This Program will cover:
- Proper Boiler Maintenance
- Proper Machine Maintenance
- Regulatory Requiced Maintenance
- Importance of Pads & Covers
- Finding & Fixing Steam Leaks
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Sudden Plant Closing Affects MAC Members
As many of you are aware, Sherman Leather Cleaners, a large leather and suede wholesaler in the area recently shut their doors and closed their business without warning. This left many members in a bind as they still held numerous garments on their property and with no way to retrieve them.
This article below is reprinted from Cleaner and Launderer Magazine and highlights the way to protect yourself in events like this. The company has filed for bankruptcy and for many there has been little success in retrieving the garments that were sent to them.
Members are faced with filing insurance claims on their own liability policies -- with some being told they do not have coverage. Please review the article below to properly protect yourselves in similar situations.
In the meantime, MAC is working to assist members affected by this situation. If you need help, contact Peter Blake at the MAC Office: email@example.com or 617-791-0128.
A Certificate of Insurance Can Save You From Paying Unnecessary Claims
Jackie Smith, Henderson Insurance (Columnist for Cleaner & Launderer Magazine)
Recently, I had an insured call and ask “My landlord wants me to provide a COI. What is a COI?” COI is short for Certificate of Insurance. Landlords always request them.
If you are doing work for hotels or other businesses, they always request them. Below I will outline what a COI is and why it is so important for YOU to obtain them from contractors that are doing work for you.
WHAT IS A CERTIFICATE OF INSURANCE?
A certificate of insurance is a document used to provide proof of insurance coverage. It will contain information on the types and limits of coverage, the named insured, policy number and effective dates. It verifies that a business has active insurance coverage. This proof of insurance does not take place of the actual insurance policy.
WHO NEEDS A CERTIFICATE OF INSURANCE?
Certificates are usually requested by the opposite party in an agreement or contract. As I indicated above, your Landlord will definitely request one. If you are leasing equipment, the leasing Company will also request one. Quite often, these 3rd parties will also ask to be named as additional insured. YOU need certificates of insurance as well.
As a business owner, you need to protect your business. You have many independent contractors that you do business with. Do you send your shirts out? Do you have equipment repair people work on your machines? Do you have a cleaning service that cleans your location? You must ask these contractors for a COI. This will protect you in the event the contractor is injured while performing the work for you. Your independent contractors must be insured.
I have one drycleaner who hired a mechanic to repair her pants press. In the process, a piece of metal came up and hit the repairman in the eye. After medical treatment, he lost eyesight in his eye. He filed a claim under the drycleaner’s liability policy and received a settlement. Consequently, the drycleaner’s policy was nonrenewed and that drycleaner had to pay more premiums for the next 3 years.
We often get calls from an owner of an agency/drop store stating the plant that does their dry cleaning has ruined a garment. The plant will not take responsibility. It is important for you to have a COI showing that plant has coverage. If you have worker compensation coverage, it is imperative that you obtain proof of insurance OR the Insurance Company may charge your payroll for these contractors. Worse case, the Company could non renew your policy if you hire subcontractors who do not have insurance coverage.
WHO ISSUES THE CERTIFICATE OF INSURANCE?
The Insurance agent or Broker. Your subcontractor will need to contact their agent/broker for the COI. If your business needs to provide proof, you would call your agent/broker. Generally the COI can be produced quickly. At Henderson Insurance Agency, we have a 24 hour turn around (or sooner)
In the event you do not know what one looks like, there is a sample COI on the MAC website. This should be a very important part of your insurance coverage. If you have any questions about COI, call your Insurance Agent and discuss it with him/her.
Meet Your Executive Director
I am very excited to be working with the MidAtlantic Association of Cleaners! I have been involved with the North East Fabricare Association for over 25 years, and I am excited to bring some of that experience and knowledge to other parts of the East. We are currently reviewing our programs and services to see what we can improve, strengthen and add. I have been a featured speaker on marketing, social media, customer service and OSHA training.
All members are encouraged to call or contact me at anytime. I want to hear from you! If there are ways we can better serve you, or things you thing the association needs to be involved in, let us know: (800-235-8360) or e-mail me at firstname.lastname@example.org.
Executive Director, MAC